Whether you want to earn a degree, improve your skills, get certified, train for a new career, or explore a new hobby, you can choose from many programs and courses.
Explore your interests and find a program that puts you on the path to a bright future. Tri-C offers both credit and non-credit courses as well as certificate programs in most career fields.
More than 1,000 credit courses are offered each semester in more than 200 career and technical programs. Tri-C also grants short-term certificates, certificates of proficiency and post-degree professional certificates.
Tri-C's Workforce Training provides both non-credit and credit training for individuals and businesses to assist individuals with skills leading to employment. Tri-C's Corporate College provides professional development and corporate training opportunities.
Tri-C offers a variety of affordable and convenient community programs for both adults and youth. These programs are designed to promote individual development.
Tri-C is committed to promoting student success through responsible student loan borrowing. Student loans are borrowed money that has to be repaid, with interest, to the U.S. Department of Education. The William D. Ford Federal Direct Loan is a low-interest loan for students to help pay for the cost of college education. Moderate student loan borrowing demonstrates financial responsibility and ensures students incur limited debt to finance their education.
Important Announcements
Now that the COVID-19 payment pause has ended, student loan payments have restarted. For most borrowers, the first payment after the payment pause ended was due in October 2023. Visit our Repaying Your Student Loans webpage for helpful repayment information.
The Supreme Court issued a decision blocking the Biden-Harris Administration from moving forward with their one-time student debt relief plan. Learn more about President Biden's announcement following the decision and find out how this decision impacts you.
Get Out of Default with Fresh Start. Fresh Start is a one-time temporary program from the U.S. Department of Education that offers special benefits for borrowers with defaulted federal student loans. Benefits include:
Regain access to Federal Student Aid to continue college.
Access to affordable repayment plans and pathways to forgiveness.
No Collections Activity
Restored Eligibility for Loan Rehabilitation
Credit Reporting Features and Protections
Defaulted student loan borrowers can qualify for the Fresh Start Initiative in one of two ways:
Students who return to school can apply for Title IV aid by completing the FAFSA® form. The school processes their financial aid eligibility based on the Department of Education guidance.
Students who do not return to school can contact the loan servicer and make payment arrangements by selecting a repayment plan in accordance with guidance in the Fresh Start Fact Sheet.
Fresh Start ends September 30, 2024.
Complete an annual student loan acknowledgment each year to accept a new federal student loan. The goal is to help students understand how loans will affect their financial future.
Who should complete this? Borrowers accepting a subsidized/unsubsidized loan, a PLUS loan for graduate/professional students or a PLUS loan for parents should complete this acknowledgement.
How long will it take? Most people complete the acknowledgment in less than 10 minutes.
What do I need? (1) Verified FSA ID (2) For first-time borrowers, you will also need:
School name Degree name Field of academic program What am I acknowledging?
If this is your first time accepting a federal student loan, you are acknowledging that you understand your responsibility to repay your loan. If you have existing federal student loans, you are acknowledging that you understand how much you owe and how much more you can borrow.
NEW STUDENT LOAN BORROWERS: First-time student loan borrowers are required to complete an Entrance Counseling session as well as the Master Promissory Note prior to borrowing a student loan. The Entrance Counseling session helps students understand their rights and responsibilities as a student loan borrower. The Entrance Counseling and Master Promissory Note must be completed before student loan funds can be approved.
EXISTING STUDENT LOAN BORROWERS: Students who have borrowed federal student loans are required to complete an Exit Counseling session upon graduating, dropping below six credits or withdrawing from school. The Office of Student Financial Aid and Scholarships also provides comprehensive financial education counseling sessions to help students understand all student loans borrowed and potential repayment options.
Up to $3,500 for students (0-29 credits) — first year
Up to $4,500 for students (30+ credits) — second year
Subsidized student loan interest deferred while enrolled at least half-time/part-time (six credits)
Effective July 1, 2012, subsidized loans are no longer eligible for interest subsidy during the six-month grace period
The 2024-2025 interest rate is fixed at 6.53% for the Direct Subsidized Loan
For dependent students, up to $2,000 in addition to the subsidized student loan
For independent students, up to $6,000 in addition to the subsidized student loan
Unsubsidized student loan interest capitalized while enrolled in at least half-time/part-time status (six credits) and payment deferred
The 2024-2025 interest rate is fixed at 6.53% for the Direct Unsubsidized Loan
UNSUBL Form for students whose parents are unwilling to provide FAFSA information
Parents may borrow loans for undergraduate students to assist with the cost of educational expenses.
Student must be enrolled in at least six credits per semester.
The amount of the loan may be up to the cost of attendance, less any financial aid that the student receives.
Interest rates and amounts are based on approved credit rating and may require a cosigner.
For the 2024-2025 academic year, the Direct PLUS loan interest rate is fixed at 9.08%.
DISCLAIMER: For student and parent loan borrowers, any information regarding loans borrowed will be sent to the National Student Loan Data Systems (NSDLS) and may be provided to other servicers.
The loan must be repaid if student does not serve as a full-time nurse in Ohio for five years.
Ohio students must be enrolled at least part-time (six credits) and accepted into an approved Ohio pre-licensure nurse education program.
The loan may be up to $1,650, based on estimated family contribution (EFC) on the FAFSA and enrollment status.
Tri-C no longer participates in the Perkins Loan Program. For student who have previously borrowed the Perkins Loan, contact ECSI for questions and concerns regarding repayment.
What Is a Loan?Repayment TermsWhat Is a Private Loan?
